We apologize , but we are currently not accepting applications for overdraft limit in a bank account.

CREDIT LINE

Overdraft limit in your bank account

What is an overdraft limit in a bank account?

An overdraft limit in a bank account (Credit Line) is additional funds that increase your available account balance. You can use it to make a transfer, pay for your shopping by debit card or withdraw cash from an ATM – it’s up to you how and when you spend these funds.



How does an overdraft limit work?

  • If you have been granted an overdraft limit of PLN 3,000 in your personal account, your available account balance increases automatically by this amount.
  • You can use the limit granted whenever you need. If you don’t spend it, absolutely nothing will happen – the funds will be there waiting for the time you need them.
  • The limit is not a one-time thing; it is available on your account permanently, and it is repaid and renewed every time you deposit money on your account.
  • The maximum limit in a personal account is PLN 8,000.

Why does it pay off?

There may be times when you still have a few days left until the pay day and you have to pay, for example, an insurance installment or an advance on a skiing trip. Or maybe you have an extra expense this month that you want to cover with the funds from your personal account? An overdraft limit on an account is a convenient way to obtain financing in such situations.

  • You use it only, when you need to.
  • You spend it however you want – by paying by debit card, withdrawing cash or making transfers.
  • The limit is repaid and renewed automatically when your account is credited with funds.
  • 0% of interest if you use the Credit Line up to 7 days in a given month.

First, open an account with us – you can do it in as little as 15 minutes without leaving home.

Open account

Documents

We apologize , but we are currently not accepting applications for overdraft limit in a bank account.