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Open a Citigold account



Join the world of stable finances.
Set up Deposits for 6.5% up to PLN 400,000 or Deposits for 2.2% up to USD 90,000.

THE OFFER IS VALID FOR NEW CUSTOMERS UNTIL SEPTEMBER 30, 2022.

  • Citigold personal account named the best personal banking in a prestigious ranking

Become our client today

Declared monthly balance on all accounts

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You can also contact one of our Citigold Regional Heads directly

  • Gdańsk   |    Łukasz Stybner

    697 080 530
  • Katowice   |    Wioletta Kulisiewicz

    601 289 627
  • Kraków   |    Daria Kowalska

    606 279 025
  • Łódź   |    Monika Mosińska-Siech

    691 490 022
  • Poznań   |    Tomasz Pruski

    722 250 158
  • Szczecin   |    Anna Górecka

    697 671 193
  • Warszawa   |    Anca Andrei

    697 870 849
  • Warszawa   |    Monika Nosek

    667 684 011
  • Wrocław   |    Tomasz Szybowski

    697 870 810

What are the benefits of premium banking at Citi Handlowy?

Dedicated offers
Offer Profit
By opening a 6-month Welcome Deposit with an interest rate of 6,5% for the amount of PLN 300 000 as part of the „Citigold – świat stabilnych finansów.Edycja II”. Offer valid until September 30, 2022. 9 750 zł
By opening a 6-month Additional Deposit with an interest rate of 6,5% for the amount of PLN 100 000 as part of the welcome offer „Citigold – świat stabilnych finansów. Edycja II” after meeting the conditions set out in the Regulations of the offer. Offer valid until September 30, 2022 only at a Citigold Bank Branch. 3 250 PLN
By opening a 6-month Welcome Deposit with an interest rate of 2,2% for the amount of USD 65 000 as part of the „Citigold – świat stabilnych finansów.Edycja II”. Offer valid until September 30, 2022. 715 USD
By opening a 6-month Additional Deposit with an interest rate of 2,2% for the amount of USD 25 000 as part of the welcome offer „Citigold – świat stabilnych finansów. Edycja II” after meeting the conditions set out in the Regulations of the offer. Offer valid until September 30, 2022 only at a Citigold Bank Branch. 275 USD
As part of the "Polecam konta Citi" offer - for successful recommendation of a new Citigold customer - after meeting the conditions set out in the Offer Regulations. Offer valid until March 31, 2023. 1 000 PLN
ESTIMATED PROFIT with deposits in PLN: 14 000 PLN
ESTIMATED PROFIT with deposits in USD: 990 USD + 1000 PLN

The calculated profit was not reduced by the capital gains tax.

  • Expertise of certified specialists

    Support of a personal relationship manager and a team of experts in capital, FX, insurance and brokerage markets, access to investment advisory services provided, free of charge, by specialists with extensive market experience and expertise confirmed by CFA certificates, investment advisor and securities broker.

  • Access to analyses and webinars

    Access to a comprehensive analysis of individual markets with remarks by our experts. Download the latest report here.

  • Citigold Lounge Pass Card

    2 possible visits in a given month to Executive Lounges at the biggest airports in Poland, free of charge.

  • Citi Kantor and accounts in 15 currencies

    The foreign exchange platform with SMS/email notifications and the possibility to set orders such as Stop, Limit, If Done, Occ. You can buy as many as 15 currencies directly transferred to your FX account!

  • 150 years of experience

    Citi Handlowy is a stable brand with international market experience.

Dedicated offers
Offer Profit
By opening a 6-month Welcome Deposit with an interest rate of 6,5% for the amount of PLN 3 000 000 as part of the „Citigold – świat stabilnych finansów.Edycja II”. Offer valid until September 30, 2022. 97 500 zł
By opening a 6-month Additional Deposit with an interest rate of 6,5% for the amount of PLN 1 000 000 as part of the welcome offer „Citigold – świat stabilnych finansów. Edycja II” after meeting the conditions set out in the Regulations of the offer. Offer valid until September 30, 2022 only at a Citigold Bank Branch. 32 500 zł
By opening a 6-month Welcome Deposit with an interest rate of 2,2% for the amount of USD 650 000 as part of the „Citigold – świat stabilnych finansów.Edycja II”. Offer valid until September 30, 2022. 7 150 USD
By opening a 6-month Additional Deposit with an interest rate of 2,2% for the amount of USD 250 000 as part of the welcome offer „Citigold – świat stabilnych finansów. Edycja II” after meeting the conditions set out in the Regulations of the offer. Offer valid until September 30, 2022 only at a Citigold Bank Branch. 2 750 USD
As part of the "Polecam konta Citi" offer - for successful recommendation of a new Citigold customer - after meeting the conditions set out in the Offer Regulations. Offer valid until March 31, 2023. 6 000 PLN
ESTIMATED PROFIT with deposits in PLN: 136 000 PLN
ESTIMATED PROFIT with deposits in USD: 9 900 USD + 6 000 PLN

The calculated profit was not reduced by the capital gains tax.

  • Expertise of certified specialists

    Support of a personal relationship manager and a team of experts in capital, FX, insurance and brokerage markets, access to investment advisory services provided, free of charge, by specialists with extensive market experience and expertise confirmed by CFA certificates, investment advisor and securities broker.

  • Access to analyses and webinars

    Access to a comprehensive analysis of individual markets with remarks by our experts. Download the latest report here.

  • Priority Pass

    Unlimited number of passes to over 1,200 VIP lounges at the airports across the globe. In addition, each Client has 5 additional passes for their family members and friends every month.

  • Citi Kantor and accounts in 15 currencies

    The foreign exchange platform with SMS/email notifications and the possibility to set orders such as Stop, Limit, If Done, Occ. You can buy as many as 15 currencies directly transferred to your FX account!

  • 150 years of experience

    Citi Handlowy is a stable brand with international market experience.

  • Exclusive privileges and experiences

    Carefully prepared offers for automotive services, travelling, art and entertainment, sports and health, as well as shopping discounts at leading boutiques and fashion stores.

  • Elite card linked to the Account

    The World Elite™ Debit Mastercard® card with free travel insurance (also for the client’s loved ones with the same address of residence) and concierge service.


Take advantage of attractive FX exchange rates with Citi Kantor

The Citi Kantor platform offers access to attractive FX exchange rates, advanced FX transactions, payments in foreign currencies with one card and an option to negotiate with a dealer.


Professional support in investment decisions

Professional investment advice

As a Citigold Client you have access to professional investment advice free of charge. With the help of our experts you can build an investment portfolio and choose solutions that will allow you to pursue your individual investment strategies.

Virtual seminars

A practical take on finance and investing. Take part in free webinars and listen to experts analyze the market, share their knowledge and talk about investing, FX payments and developing financial strategies.

Join the world of Citigold

Come with us on a virtual walk around one of the prestigious Citigold locations (Citigold Q22 branch in Warsaw)

IMPORTANT INFORMATION

Citigold and Citigold Private Client Personal Accounts are payment accounts.

Bank Handlowy w Warszawie S.A. The offer is valid until 30.09.2022 and is addressed to customers who maintain a daily balance of funds on the accounts offered by the Bank at the level of at least PLN 450 000. Detailed conditions for receiving awards in the special offer for new customers are included in the Regulations of the offer "Citigold - the world of stable finances. Edition II ” and in the Table of Fees and Commissions available on the Bank's website. The material does not constitute an offer within the meaning of Art. 66 of the Civil Code.

The Offer can be prolonged and repeated in the future.

Detailed information on fees and commissions for the Citigold and Citigold Private Client Personal Accounts is available in the Table of Fees and Commissions: Accounts and Credit Line for Individual Clients on the Bank's website.

The highest score in the private banking ranking by Forbes 2020 of 27/02/2020 (source: www.forbes.pl). Leading private banking offer in Poland in the Private Banking and Wealth Management Survey 2020 of 06/02/2020 (source: www.euromoney.com).

The Executive Lounge service is available at the biggest airports in Poland (in Warsaw, Poznań, Gdańsk, Cracow, Wrocław and Katowice). It is available with the Citigold Lounge Pass card – its holder can enter a lounge twice a month free of charge (two passes for the card holder or one pass for the card holder with an accompanying person). Any subsequent visits or visits of Clients with a lower balance than required are payable as per the applicable Table of Fees and Commissions: The Card is available to the Clients who have a Citigold or Citigold Private Client account, maintain an average monthly balance of at least PLN 300,000 and have been issued a World Elite™ Debit Mastercard® card.

DOCUMENTS

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