Debit Mastercard - Citi Handlowy

Debit card

Debit card lets you pay for your purchases or withdraw cash from ATMs but also offers you a number of additional benefits.

Our debit card will make your shopping experience even more enjoyable:

you can make quick and convenient payments for your purchases at all types of merchants, including online stores
you can make contactless payments and you don’t need to enter your PIN for low value transactions (the maximum amount of contactless transactions carried out without a PIN is specified by payment organizations)
you can withdraw cash from any ATM and you can deposit cash into your account using Citi Handlowy ATMs and Euronet cash deposit maschines,
you can make deposits and withdrawals in EUR and USD to/from your account with Citi Handlowy using our Bank’s foreign currency ATMs,
you can also withdraw cash from more than 20,000 points marked with Mastercard logo – stores, restaurants, filling stations,
you can make EUR, USD, CHF, GBP, AUD, CAD, CZK, DKK, HUF, NOK, SEK, ZAR payments overseas with no currency conversion costs – just activate the Citibank Global Wallet service,
discounts, rewards, surprises with Citi Specials Benefit Program and Mastercard program - Bezcenne Chwile,
Internet transactions are additionally secured by 3D Secure codes.
Apple Pay

Add your card to Apple Pay.

Convenient payments at your fingertips.

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Google Pay

Add your card to Google Pay.

Pay for what you want, when you want.

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You can deposit cash into your account quickly and easily using Citi Handlowy ATMs and Euronet Cash Deposit Machines.

Microchip embedded into your debit card provides enhanced security of your transactions.
Thanks to a special security mechanism it is not possible to double a transaction or copy the card’s details that would allow for any unauthorized use.
When you are making a contactless payment, the card activates only for a split second when it receives a clear signal from the terminal and it works only within up to 5 cm from the reader. It is not possible to capture information transmitted this way.

Please note that you can switch off the contactless payment option on your debit card. To do this, you only need to log on to Citibank Online and fill out the form available in the ‘Contact us’ section.

Citi Specials - unique discounts, surprises and awards.

With your card, you have access to the Citi Specials Benefits program. It is a platform where you can find in one place all the benefits that you can use when paying with your Citi card - discounts, rewards and inspiration. And there are 5 of them in the program - travel, cooking, entertainment, shopping, as well as sports and health.

Take advantage of discounts

Pay with your card and enjoy discounts of up to 50% with over 300 program partners.

Discover New Tastes

Enjoy discounts and surprises in over 100 restaurants in Poland.

Receive rewards

As part of Citi Specials, you have access to the free Mastercard® Bezcenne® Chwile point program, in which you receive points for transactions with Partners.

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Citibank Global Wallet

Shop online worldwide with no currency conversion charges.


Personal accounts

Choose the account that matches your needs